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Prosper.com makes loans simple with a low interest rate, fixed term for 3-5 years, a single monthly payment and no hidden fees. You can check your rate, choose your term and get your funds. Prosper has been featured in the Washington Post, NPR, Nerdwallet, Consumer Reports and more. They will handle your debt consolidation, home improvement loans, vehicle, baby adoption and more. You can even invest in loans through Prosper and get solid monthly returns. Loans are easy through Prosper.